In partnership with

Dear Navigator,

Creating high-end visuals used to mean hiring photographers, renting studios, and spending thousands of dollars. It locked many creators and small brands out of the game.
Then AI changed the rules.

Now you can produce luxury-brand imagery, capture alternate angles, upscale it to publishing quality—and monetise it by selling assets or services—all with minimal budget and zero large team. At Billionaire Harbour, we’ve used this system and scaled visuals that helped us grow to 373 K+ followers and hit 29 M+ views.

This is your step-by-step blueprint to do the same.

1. Tool Stack & Why It Matters:

  • Midjourney – Leading luxury-aesthetic image generator. New “Animate / Image-to-Video” feature lets you convert static visuals into motion.

  • Nano Banana (Google Gemini 2.5 Flash Image) – Ideal for creating alternate angles or new viewpoints from the same scene or subject.

  • Magnific – High-end AI upscaler and detail-refiner. (Assumed tool—use your preferred upscaler).

  • Canva – For final layout, ads, digital products, mock-ups.

Together they form your “Visual Value Machine” — create once, multiple angles, upscale, repurpose, and sell.

2. Dual Workflow: Example A & B (Monetise Options):

You’ll explore two parallel examples so you can pick whichever fits you best:

Example A – Luxury Car Concept

Step 1 – Generate Base Image in Midjourney:

Prompt (via ChatGPT):

“Ultra-realistic luxury supercar, gold-chrome finish, parked in front of an ocean-view mansion at dusk, cinematic lighting, 8K resolution, by Greg Rutkowski.”

Step 2 – Alternate Angles in Nano Banana:

“Generate 3 views of this scene: side‐profile, interior cockpit, aerial drone view.”

Step 3 – Upscale in Magnific:

Export the highest resolution, refine details for print or digital.

“Very detailed and very real.”

Please keep it simple

Step 4 – Monetise:

  • Sell a “Luxury Car Visual Pack” to brands or creators.

  • Create a short animated clip in Midjourney’s Animate mode to boost engagement. docs.midjourney.com

  • Use Canva to build social posts, ad creatives or digital product previews.

Step 5 – Income Path:

  • Package: 5 angles + video clip + editable Canva templates → list on Gumroad or offer as a service.

Example B – Product Model / Lifestyle Shot

Step 1 – Generate Base Image in Midjourney:

Prompt (via ChatGPT):

“Studio photo of a chic model holding a luxury smartwatch, minimal black background, fashion-editorial lighting, 8K.”

Step 2 – Alternate Angles in Nano Banana:

“Create 2 alternate shots: close-up of watch, motion shot with model walking.”

Step 3 – Upscale in Magnific:

Polish lighting, refine texture and clarity for ecommerce use.

“Very detailed and very real.”

Please keep it simple

Step 4 – Monetise:

  • Offer “3-Angle Luxury Product Mockup” service to small brands.

  • Create a digital product: “Prompt Pack for Luxury Product Visuals” (ties into your own product).

Step 5 – Income Path:

Sell the mockup pack + give access to editable Canva asset bundle + upsell a design consultancy.

3. Action Steps – You Can Do This Today

Let’s launch a simple product (like an ebook, prompt pack, or Notion guide).

  1. Open ChatGPT → ask:

“Write me a prompt for Midjourney to generate a luxury product scene.”

  1. Workflow Diagram

    Midjourney → Nano Banana → Magnific (elegant arrows, gold accents).

  1. Use Nano Banana with the image to generate 2–4 alternate viewpoints.

  2. Upscale your best image in Magnific to highest quality.

  3. Use Canva to create a mock-up or product listing graphic.

  4. Decide your monetisation route: digital product/visual pack or paid service.

  5. List a product on Gumroad or send outreach to a niche brand for service.

  6. Track first sale or paid service—this validates your asset machine.

4. Monetisation Strategy:

  • Sell Visual Packs – e.g.,

“5 luxury car angles in 4K”.

  • Offer Services

“Luxury - Product mockups for ecommerce brands”.

  • Create Digital Prompts

Reuse your prompt library (we already created 60+ in the Luxury Creator Guide with Prompts).

If you want to skip the trial-and-error, we’ve already done the heavy lifting for you.
Our Luxury Creator Guide with 60+ Proven Prompts trains your ChatGPT to generate world-class prompts automatically — the same system that helped us grow to 373K followers and reach 29 million+ views.

👉 Check it out here: Luxury Creator Guide with Prompts

  • Upscale & License

    Give brands high quality images for use under licence.

  • Content-Repurpose Loop

Use images for your Instagram, funnel traffic to your newsletter, sell the guide. (See part 1: How to use ChatGPT to Build a Passive Income Business in 2025).

Charting the Waters Ahead:

Each example proves a simple truth: Income follows systems that scale, assets that convert, visuals that sell.


In Part 1, you built your content engine with ChatGPT.


Next: Part 3 – Monetise the Motion: How to turn your visuals and video animations into ad funnels, sales engines, and recurring digital assets.

Keep your eyes on these currents — AI tools + income systems = the future of creator wealth.

Stay tuned, Navigator — the next tide is coming in.

Find your customers on Roku this Black Friday

As with any digital ad campaign, the important thing is to reach streaming audiences who will convert. To that end, Roku’s self-service Ads Manager stands ready with powerful segmentation and targeting options. After all, you know your customers, and we know our streaming audience.

Worried it’s too late to spin up new Black Friday creative? With Roku Ads Manager, you can easily import and augment existing creative assets from your social channels. We also have AI-assisted upscaling, so every ad is primed for CTV.

Once you’ve done this, then you can easily set up A/B tests to flight different creative variants and Black Friday offers. If you’re a Shopify brand, you can even run shoppable ads directly on-screen so viewers can purchase with just a click of their Roku remote.

Bonus: we’re gifting you $5K in ad credits when you spend your first $5K on Roku Ads Manager. Just sign up and use code GET5K. Terms apply.

To your continued ascent,
Captain, Billionaire Harbour ⚓️

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